Senior Account Manager in Brooklyn, NY — Money Diary

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Occupation: Senior Account Manager
Industry: Music/Entertainment
Age: 28
Location: Brooklyn, NY
Salary: $95,000
Net Worth: -$9,500 (Savings: $8,325, checking: $600, Ellevest Account: $33 (I had $500 in this account as a starter investment account, but removed it to hit my savings goal), Betterment Traditional IRA: $8,251, Betterment Roth IRA: $1,191, Work Retirement Account: $1,403, minus debt.)
Debt: $21,800 (all federal student loans)
Paycheck Amount (2x/month): $2,577
Pronouns: She/her

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Monthly Expenses
Rent: $2,575 (I live alone in a studio.)
Utilities: $100
Student Loans: $0 right now because of the student loan payment pause
Cell Phone: $20 (The total bill is $70, but my work covers up to $50.) Ellevest Contribution: $20, plus $1 fee
iCloud Storage: $0.99
Planoly Subscription: $9 (I run an Instagram on the side and this helps me schedule posts, plus the tips/tools they provide overall help me in my day job.)
Apple TV: $4.99
Internet: $40
Renters’ Insurance: $16
Abortion Fund Donation: $5
Spotify: $9.99



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